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Release notes

7.2.0 (2023-06-22)

Aperture Data Studio Compatibility: 2.9.2 or greater
Changes:

  • CCDS Go /No Go Checks against raw CCDS file
  • CCDS to Commercial CAIS Mapping to enable CAIS DQ Checks on CCDS submissions

7.1.4 (2023-03-29)

Aperture Data Studio Compatibility: 2.9.2 or greater
Changes:

  • Fixed a bug with multiple matches expressions being treated as ANDs rather than ORs

7.1.3 (2023-03-24)

Aperture Data Studio Compatibility: 2.9.2 or greater
Changes:

  • Fixes for company reg number checks in Commercial CAIS
  • Disabled E155A_146 check - special instruction A for new record in Consumer CAIS.

7.1.2 (2023-03-16)

Aperture Data Studio Compatibility: 2.9.2 or greater
Changes:

  • Improved the logic of Incompatible CAIS Flag check
  • Fixes to some Commercial CAIS checks
  • Consumer CAIS check 48 disabled as it’s deprecated in the bureau
  • Consumer CAIS name and address blank check expanded to include address line 2
  • UK Credit File Parser updated

7.1.0 (2023-02-01)

Aperture Data Studio Compatibility: 2.9.2 or greater
Changes:

  • Commercial CAIS Dashboards and Interactive Snapshots now available

7.0.0 (2022-12-06)

Aperture Data Studio Compatibility: 2.9.2 or greater
Changes:

  • A few schema changes like for instance Check 95 has changed it's name to "95 - Transient Association Flag Supplied For Mortgage Account Type"

6.0.2 (2022-10-17)

Aperture Data Studio Compatibility: 2.8.10 or greater
Changes:

  • Updates to Insights to CAIS conversion - Account types
  • Fixes for Checks 84, 16, 22 and 40
  • New Interactive Snapshot outputs built
  • UK Credit File Parser updated

5.2.6 (2022-10-08)

Aperture Data Studio Compatibility: 2.7.3 or greater
Changes:

  • Insights to CAIS conversion header date set to the date of submission, unless it's being converted in a different month in which case it will be set to the 28th of the month.

5.2.5 (2022-10-07)

Aperture Data Studio Compatibility: 2.7.3 or greater
Changes:

  • Insights to CAIS conversion fixes for CAIS Flag, Status and Repayment Periods

5.2.4 (2022-09-28)

Aperture Data Studio Compatibility: 2.7.3 or greater
Changes:

  • Equifax Insights to Experian CAIS Conversion Rules implemented that includes a validation output which will report any records that will cause an Abend in the conversion logic.
  • UK Credit File Parser updated

5.2.3 (2022-07-19)

Aperture Data Studio Compatibility: 2.7.3 or greater
Changes:

  • Commercial CAIS Rules built
  • Check 47 - Status code incompatible (Not U or 8) with CAIS flag "Q" (Query) is no longer valid for Consumer CAIS checks and will not fail for this condition.

5.2.0 (2022-05-05)

Aperture Data Studio Compatibility: 2.6.7 or greater
Changes:

  • Added Interactive Snapshots for Validation of Consumer CAIS Rules built
  • Added a Portfolio specific Dashboard with Interactive Snapshot Results, Trend Chart and Reports

5.1.0 (2022-04-29)

Aperture Data Studio Compatibility: 2.6.7 or greater
Changes:

  • Update address validation to handle more results and output an interactive snapshot
  • Improve Equifax to CAIS conversion to optionally update portfolio name and number

5.0.0 (2022-03-10)

Aperture Data Studio Compatibility: 2.6.7 or greater
Changes:

  • Changes to the following rules:
    • Check 68: Added Account Types 18 and 71 to the list. These two account types were missing in the last rule
    • Check 82: Amended the Rule to add Current Account types - 27, 33, 71 where 15 and 25 already included by definition
    • Check 84: Amended the Rule to include Account types: 15, 25, 27, 33 and 71.
    • Check 86: Amended the Rule to include Account Types: 25,27,33 and 71
    • Check 93: Amended the Rule to add Current Account types - 27, 33, 71 where 15 and 25 already included by definition
    • Check 96: Amended the Rule related to Credit Balance Correct for Account Type 15 by adding Current Accounts - 25, 27, 33, 71 in addition to just Account type 15
    • Check 77: Added CAIS2006 to Header File Validation
    • Check 83: Amended the Rule to include Nulls in Credit Turnover field
    • Check 87: Amended the Rule to include Nulls in Default Satisfaction Date field
  • Changes to Snapshot:
    • Add Group Name to Validate Step Show Step Results which changes the schema of "Results by Rule" snapshot
  • New Parser:
    • A new UK Credit File Parser added to read both Consumer and Commercial CAIS schemas.

4.0.0 (2021-09-10)

Aperture Data Studio Compatibility: 2.3.13 or greater
Changes:

  • Change to the Insights to CAIS conversion:
    • Output CAIS2007 as well as CAIS2004
    • Fields from Insights handled where field lengths differ (current, original and previous statement balance)
  • New rule:
    • Check 46A: Status Code Incompatible (Not U or 8) With CAIS flag D (Deceased)
  • Changes to the following rules:
    • Check 14: Some invalid dates e.g. "62807202" were incorrectly being reported as future dates
    • Check 15: Some invalid dates e.g. "62807202" were not being flagged correctly
    • Check 17: Some invalid dates in the close date field were incorrectly flagging the record as settled
    • Check 26: Corrected the account types expecting a monthly payment
    • Check 27: Corrected the account types which should not have a monthly payment
    • Check 29: Corrected the account types which require a repayment period
    • Check 30: Corrected the account types which should not have a repayment period
    • Check 64: Corrected invalid name detection
    • Check 65: List of commercial terms used to identify potential commercial records updated.
    • Check 68: Corrected the account types which require a credit limit
    • Check 129, 130 & 131: Rule is only applied to card account types 5, 6, 37 & 44
  • Changes to the CAIS Exporter:
    • Overdraft reporting cut-off defaults to '000000'
    • Correct characterset conversion on export to align bytes as expected in CAIS format

3.2.0 (2021-05-17)

Aperture Data Studio Compatibility: 2.3.10 or greater
Changes:

  • Added Consumer CAIS validation output to calculate common totals for monthly submission files.
  • Added basic dashboard reports for monthly total counts.

3.1.1 (2021-04-30)

Aperture Data Studio Compatibility: 2.2.5 or greater
Changes:

  • Fixed bug for check 20 and 21 rules which incorrectly compared the same or zero dates.

3.1.0 (2021-03-08)

Aperture Data Studio Compatibility: 2.2.5 or greater
Changes:

  • Addition of Equifax Insights to CAIS 2004 conversion workflow
  • Addition of summary totals output, row count and active/settled total balance by:
    • Account status
    • CAIS Flag
    • Age

Rule counts:

  • Consumer CAIS: 156
  • Commercial CAIS: 100

3.0.0 (2021-01-31)

Aperture Data Studio Compatibility: 2.2.5 or greater
Changes:

  • Updated to make use of reusable workflows for multiple portfolios.
  • Consumer Credit Processor updated to be able to read CAIS 2000, CAIS Plus and CAIS 2004 schemas
  • Correction to Check 045 to allow for dormant account status (D).

Rule counts:

  • Consumer CAIS: 156
  • Commercial CAIS: 100

2.5.1 (2020-11-27)

Aperture Data Studio Compatibility: 2.1.8 or greater
Changes:

  • Correction to Check_048 to allow for default accounts as well as accounts in arrears.
  • Correction to Check_059 to allow for null/empty values
  • Correction to EI55A_147 to allow for special instruction L
  • Additional Consumer CAIS validation rules added

Rule counts:

  • Consumer CAIS: 156
  • Commercial CAIS: 100

2.5.0 (2020-11-20)

Aperture Data Studio Compatibility: 2.1.8 or greater

Changes:

  • Correction to Check_011
  • Correction to Check_038 to allow for null values
  • Correction to Check_046 to correctly validate condition Status code U.
  • Check_114 moved to DQ counts
  • New snapshots generated for monthly validation results
  • Additional Consumer CAIS validation rules added

Rule counts:

  • Consumer CAIS: 150
  • Commercial CAIS: 100

2.4.0 (2020-11-13)

Aperture Data Studio Compatibility: 2.1.8 or greater

Changes:

  • Consumer CAIS trailer check workflow added
  • Additional Consumer CAIS validation rules added

Rule counts:

  • Consumer CAIS: 135
  • Commercial CAIS: 100

2.3.4 (2020-11-06)

Aperture Data Studio Compatibility: 2.1.8 or greater

Changes:

  • Additional Consumer CAIS validation rules added

Rule counts:

  • Consumer CAIS: 115
  • Commercial CAIS: 100

2.3.3 (2020-10-30)

Aperture Data Studio Compatibility: 2.1.5 or greater

Changes:

  • Additional Consumer CAIS validation rules added

Rule counts:

  • Consumer CAIS: 102
  • Commercial CAIS: 100

2.3.2 (2020-10-23)

Aperture Data Studio Compatibility: 2.1.5 or greater

Changes:

  • Additional Consumer CAIS validation rules added

Rule counts:

  • Consumer CAIS: 77
  • Commercial CAIS: 100

2.3.1 (2020-10-02)

Aperture Data Studio Compatibility: 2.1.4 or greater

Changes:

  • Additional Consumer CAIS validation rules added

Rule counts:

  • Consumer CAIS: 54
  • Commercial CAIS: 100

2.3.0 (2020-09-25)

Aperture Data Studio Compatibility: 2.1.4 or greater

Changes:

  • Commercial CAIS Validation workflows added to package.
  • Additional Commercial CAIS validation rules added

Rule counts:

  • Consumer CAIS: 41
  • Commercial CAIS: 100

2.2.0 (2020-09-18)

Aperture Data Studio Compatibility: 2.1.3 or greater

Changes:

  • All file exporters now make the file name optional and allow for the fixed width file to be passed to another step in the workflow. This allows for combining multiple CAIS files together for batch submission.
  • Commercial CAIS validation rules now include record rejection rules, primarily for onboarding.

Rule counts:

File format File rejection rules Record rejection rules Validation checks Data quality checks Total
Consumer CAIS 2 13 14 12 41
Commercial CAIS 28 43 0 0 71

2.1.0 (2020-07-30)

Aperture Data Studio Compatibility: 2.1.0 or greater

Changes:

  • Update of processor addons for new version of SDK for Data Studio 2.1.0
  • Restructure of validation workflows for improved performance

2.0.0 (2020-06-12)

Aperture Data Studio Compatibility: 2.0.13 or greater

Changes:

  • Workflows restructured for improved performance
  • Parsers moved into processor jar files
  • Processor jar files now contain the ability to export files in the same formats
  • Consumer Credit Processor file formats supported:
    • Consumer CAIS
    • Equifax Insights
    • Current Account Turn Over (CATO)
  • Commercial Credit Processor file formats supported:
    • Commercial CAIS
    • Commercial Credit Data Sharing (CCDS)
  • Addition of following scenarios:
    • Commercial CAIS Onboarding
    • Commercial CAIS Validation
    • Consumer CAIS Onboarding

1.0.2 (2020-05-01)

Aperture Data Studio Compatibility: 2.0.9 or greater

Changes:

  • Expanded Consumer CAIS validation rules

1.0.1 (2020-02-23)

Aperture Data Studio Compatibility: 2.0.0 or greater

Changes:

  • Added parsers for Equifax Insights files

1.0.0 (2020-02-17)

Aperture Data Studio Compatibility: 2.0.0 or greater

Changes:

  • Fixed loading errors where the monthly file doesn't meet the CAIS specification.

0.7.0 (2020-01-30)

Aperture Data Studio Compatibility: 2.0.0 or greater

Changes:

  • Initial release of Consumer CAIS Validation